Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers' need and desire to preserve their privacy and confidentiality. Safeguarding our customers' privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers' nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.
We make every effort to keep our information accurate, however, because of daily changes in interest rates, mortgage programs, and financial regulations, the details on this website are for informational purposes only, and are not necessarily accurate, complete or relevant for today’s mortgage conditions. The loan programs and terms on FundingHomeLoans.com, LaurenHomeLoans.com or PatriotHomeLoan.com are all subject to approval according to the applicant’s credit, income, debt and personal situation, and are subject to change without notice, including access to and use of the information provided on this site.
By using FundingHomeLoans.com, LaurenHomeLoans.com or PatriotHomeLoan.com and/or interacting with its advertisements on third-party sites, including applying for a loan, or requesting more information, you may consent to any or all of the following: receive phone calls, emails, recorded phone messages, mailed communication, and text messages, if you have provided a cell phone in the contact information. Regular cell phone charges apply. If you no longer wish to receive communication from our office, you can call us at 801-550-0868
Because of individual financial and personal circumstances, and the geographical nature of mortgage loans, all products and services, including fees, regulations, and rates may vary. Patriot Home Loans will not be held liable, in any way, for damages or loss, indirect or consequential, including the loss of information, data, or money, because of the use of this website.
While facts found on this website provides you an overall understanding of what loan programs are available, the most reliable way to determine your ability to acquire a mortgage loan, with its accompanying interest rate and fees, is to discuss your personal financial situation and desired outcome with a mortgage consultant, who can identify the best program, and outline the available interest rates, fees and requirements to close your loan.
Information We Collect
We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.
- Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.
- Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
- From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.
Information We Disclose
Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.
By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.
We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.
All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement. There are many websites on the internet that link to FundingHomeLoans.com, LaurenHomeLoans.com or PatriotHomeLoan.com, including social media platforms such as Facebook, Twitter and more. The inclusion of a website link to Patriot Home Loans, does not imply our endorsement or recommendation of the information provided in the referring website. Information found on those referring websites has not been reviewed or approved by Patriot Home Loans. We make no guarantees, offers, or representations, expressed or implied, about the information given on other sites, including details regarding programs, products, or services. If you choose to follow the recommendations given on referring websites, you do so of your own free will, and at your own risk.
Your information will never be sold and will not be shared with any third parties without your express consent.
We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.
Our user-friendly calculator puts you in charge of estimating your mortgage payment.