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30 years



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Get Your Mortgage Questions Answered Today!

Welcome to Patriot Home Loans Inc, your local mortgage broker serving all of Utah.

See how YOU benefit from transparency on your available home loan options while enjoying some of the lowest, most aggressive interest rates, fees and total costs available! 

Enjoy the best of both worlds when you apply for your mortgage - the high-touch personal service of an in-person local home loan expert and advisor, combined with all the conveniences of a secure digital loan process from the comforts of home. 

You also benefit from the home loan programs and solutions many other lenders and banks do not have - we offer FHA, VA, USDA, Conventional, JUMBO, Non-QM and many other home loan options as well.

Whether you are buying a home or refinancing in any of the Utah Counties, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

Just a few of the many home loan programs we offer:

FHA | VA | USDA | Conventional | Jumbo | "HECM" Reverse Mortgage | Home Remodel | Commercial | Non-QM | Alt Doc

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or get a better rate and term, we can assist you there too. What makes Patriot Home Loans, Inc. unique is that, in addition to the regular "Agency" loans, we also offer the following programs: 

  • Bank Statement
  • No Income Qualifying/ "DSCR" prgrams
  • Stated Income
  • Home Equity Line of Credit "HELOC"
  • Investor Loans
  • Fix and Flip
  • Hard Money
  • Non-Warrantable Condo
  • Condo-tel
  • Non-Qualified Mortgage / "Non-QM" (also known as Outside "Dodd-Frank")

Contact your Home Loan Advisor, Mortgage Broker, Certified Credit Specialist (CCS), Certified Military & Veteran Loan Specialist (CVLS) and Certified Reverse Mortgage Specialist (CREV)  today to discuss your mortgage options and find out which home loan program best meets your needs.